Identity theft happens when someone steals your personal information—such as your Social Security number, bank details, or medical information—and uses it without your permission to commit fraud or other crimes, often for financial gain.

Anyone can be a target.

Warning signs of identity theft may include:

• Charges you don’t recognize on your credit card or bank account

• New credit cards or loans opened in your name

• Bills or collection notices for accounts you didn’t open

• Medical bills for services you didn’t receive

• A rejected tax return because one was already filed using your information

If you suspect identity theft, act quickly:

1. Report it immediately
   File a report with the Federal Trade Commission at IdentityTheft.gov.

2. Create a recovery plan
   The FTC will generate a personalized step-by-step recovery plan, including letters and forms to help you dispute fraudulent charges and accounts.

3. Protect your finances and credit

   • Place a fraud alert or credit freeze on your credit reports

   • Review your bank and credit card statements closely

   • Change passwords and secure online accounts

4. Consider additional safety tools
   If you are concerned about address privacy or ongoing risk, learn more about Utah’s Safe at Home Program, which provides a legal substitute address for eligible individuals to help protect their location and personal information.